| Just Nice Bank of America  
 eBankingeBankingThe checking account that suits a student's on-the-go lifestyleNo monthly maintenance fee when you choose online paperless statements and make your deposits and withdrawals online or by ATM, without a teller, otherwise the fee is $8.95 per monthNo minimum balance requirementsOptional Regular Savings accountFootnote1Award-winningFootnote2 Online Banking serviceOptional Bill Pay serviceFree transfers to and from other Bank of America customersFree Account Alerts to manage your balance and help avoid feesMobile BankingFootnote3Reduce environmental waste with free online paperless statementsFree MyPortfolio™ lets you manage accounts from other financial institutions
 Earn up to 20% cash back each time you use your debit card through Add It Up™ Footnote4Free enrollment in Keep the Change®Optional Bank of America Debit CardAccess to 18,000+ Bank of America ATMs with no ATM fees
  
 Footnote1 Regular Savings accounts are free of monthly maintenance fees for 6 statement cycles when you apply with any checking account; otherwise, they are free of monthly maintenance fees for the first 2 statement cycles. Avoid monthly maintenance fees after the introductory period with a scheduled recurring transfer each month from checking to savings of $25 or more or a minimum daily balance of $300 or greater in Regular Savings. Transaction limits and excess withdrawal fees still apply. Footnote2 Source: Javelin Strategy and Research’s 2008 Banking Identity Safety Footnote3 Check with your wireless carrier for fees that may apply. Footnote4 Participating retailers and offers are subject to change. You must have either a Bank of America debit card or consumer credit card and be enrolled in Online Banking to be eligible for participation in the program. Redemption of accrued cash back rebates occurs in accordance with program Terms and Conditions, generally monthly when a minimum of $5.00 cash back has been earned. Program is not available to select military bank customers. Select MyExpressions® credit cards, co-branded debit cards, Business credit cards and other accounts are not eligible for participation in the program. Additional restrictions apply. For complete program Terms and Conditions, visitwww.bankofamerica.com/additup. Bank of America, N.A. Member FDIC. Equal Housing LenderOpens a new window.  © 2011 Bank of America Corporation. All rights reserved.
 Source: http://www.bankofamerica.com/studentbanking/index.cfm?template=stb_ebanking
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